Research

Side-by-side comparisons for real retirement decisions. No verdicts, just the honest trade-offs.

It's a bet on your future tax bracket. Here's the actual math on a real contribution.

Chase the employer match first. What matters after that is a closer call.

Control vs. a guarantee you can't outlive. The honest trade, not a winner.

Reverse the math your employer already ran and see the pension's real implied rate.